Are there any school loans that don't require a co-signer?

Since you are already getting Work Study you have already filled out the fafsa and started the process in getting federal student loans. Federal student loans do not require a cosigner. Contact your schools fin aid office and they will help you with the rest of the process. Do not take out a private student loan. They require cosigners and will have the sub-prime variable interest rates that will kill you with a payment that is constantly going up and up.